About Personal Loan

A personal loan is an unsecured loan that helps you achieve your goals—be it clearing debts, home renovation, marriage expenses, or any urgent medical or travel need. With a simple application and quick approval/disbursement process, you get funds directly to your account. Our solutions suit working professionals, self-employed individuals, and even select government/private employees. Enjoy instant balance transfer, top-up features, and special programs for salaried and NRI customers.

Why choose us? We focus on a transparent process, minimal documentation, attractive interest rates, and personalized support. Our digital journey ensures all your data is safe and you receive the best loan offers. Whether you want to consolidate high-interest cards or finance a dream—let us help you make the smart move.

Features and Benefits of our Personal Loan

  • No collateral/security required and no hidden charges.
  • Complete digital process—quick approval and instant disbursement.
  • Flexible tenure from 12 to 84 months.
  • Balance transfer from existing credit card or loan with easy top-up.
  • Lowest interest rates and easy EMIs to fit every income group.
  • Dedicated relationship manager and expert guidance throughout the process.
  • Loans available for marriage, renovation, education, medical, travel & more.
Get approved and disbursed in as little as 2 Hours for eligible customers!

Eligibility Criteria of Personal Loan

  • Minimum Net Salary: ₹15,000
  • Age: 22–60 years
  • Employment Stability: 3+ months
  • Total Work Experience: Minimum 2 Years
  • Tenure: 12 – 84 Months
  • 2 Hours Disbursement Process for Key Points
  • Government & PSU Employees: Special Offers
  • Balance Transfer available for multiple loans/cards
  • 4th-grade employees from NBFCs/NBFC groups also eligible

Documents for Personal Loans

  • PAN Card
  • Aadhaar Card
  • Address Proof
  • 3 Months Salary Slip
  • 1 Year Bank Statement
  • Loan Schedules and Credit Card 3 Months Statement
  • Card Front Copy (Applicable only for balance transfer of card)

Why Consider a Personal Loan?

Personal loans put money in your hand quickly and with minimum hassle. Unlike secured loans, you don’t need to pledge any property—making them ideal for unexpected expenses or when you want fast financing without paperwork delays. Always borrow according to your capacity and use our loan experts for the best advice.